Forecast your future wealth with precision. Plan your SIP or Lumpsum investments today.
The SIP Calculator allows investors to estimate the future value of mutual fund investments made via Systematic Investment Plans (SIP). By entering details like the monthly investment amount, duration, and expected returns, users can calculate the projected corpus at maturity. This helps investors gain insights into the potential growth of their investments, enabling better financial decision-making.
A SIP Calculator follows the mathematical formula for future value of an annuity:
FV = P [ (1+i)^n-1 ] * (1+i)/i
Consider an investor starting at age 30:
Compounding significantly increases your returns over time. Even with a fixed monthly investment, your wealth grows exponentially as your interest earns further interest.
| Year | Investment | Total Invested | Returns |
|---|---|---|---|
| 2024 | ₹60,000 | ₹60,000 | ₹4,047 |
| 2027 | ₹60,000 | ₹2,40,000 | ₹69,174 |
| 2030 | ₹60,000 | ₹4,20,000 | ₹2,39,895 |
| 2033 | ₹60,000 | ₹6,00,000 | ₹5,61,695 |
Get reliable estimates of investment growth based on your period and expected returns.
Evaluate different strategies by adjusting amounts and durations to find your ideal path.
Set achievable targets for retirement or major life events and monitor your advancement.