Plan your systematic withdrawals and manage your portfolio sustainability for a secure financial future.
A Systematic Withdrawal Plan (SWP) allows investors to receive regular income by withdrawing funds from their investment scheme while keeping the remaining amount invested. You can choose to withdraw a fixed or variable amount on a pre-defined schedule, such as monthly, quarterly, or annually.
The SWP Calculator is a tool that helps you visualize the monthly withdrawals from your mutual fund investments and displays the total value of your investment after each withdrawal. This calculator is particularly useful for those seeking a regular income in retirement through a Systematic Withdrawal Plan (SWP).
The SWP Calculator includes a formula input area where you can enter essential details such as the total investment amount, the monthly withdrawal amount, the expected annual rate of return, and the investment tenure. Based on this information, the calculator provides you with the future value of your mutual fund investments, allowing you to plan your withdrawals effectively.
Provides a steady source of income which can be used to meet monthly expenses post-retirement.
Withdrawals are often more tax-efficient compared to dividends, as they are treated as capital gains.
The remaining balance in the portfolio continues to generate returns, offering potential for long-term growth.